Comprehensive Financial Planning
- Your personal financial plan will help to establish financial priorities and goals, monitor net worth and investments, and understand your spending patterns
- Your plan may address areas of your financial life which could include: family, property, investments, business interests, insurance, liabilities, income, expenses, savings, buy/sell transactions, trusts and partnerships, wills and gifting
- Create “what if” scenarios and how different scenarios affect your financial plan such as buy/sell your home or retire five years earlier
Asset Allocation Plan, Investment Selection, and Implementation
- We provide an appropriate asset allocation plan to properly position your portfolio based on your investment goals and risk tolerance
- We analyze top managers based on returns, risk, investment philosophies, and processes to choose “best of class” for each asset class within your allocation
- We execute the purchases of your portfolio on your behalf
Monitoring and Rebalancing
- An investment management program does not end with the selection of the investment managers. You must have a means of measuring your results versus your objectives and relative benchmarks
- We will regularly review the manager’s progress toward meeting your investment objectives
- Your portfolio’s asset allocation may be rebalanced annually as well as gain and loss tax harvesting for tax sensitivity
Reporting and Support
- We provide clear, concise performance reporting and monitor how that fits into your overall financial plan
- You will receive daily access to accounts and your personalized financial plan, monthly statements, quarterly performance reporting, and annual review of investment performance, stated goals, and progress of financial plan
